The first step is getting Mortgage Pre-Approvals, so you a better idea of that price bracket to search within.
The process usually takes around 90 days unless otherwise stated. This process all depends on when all searches and documents can be provided.
A REALTOR is your most valuable asset when buying a home. They will walk you through every part of the home buying process. They will educate and inform you of all your options and also represent you throughout the transaction and beyond.
The seller pays realtor fees.
This depends on your financial institution. Its usually around 10% but this is always subject to change.
- Lawyer fees
- Valuation report fees
- Stamp duty
Your mortgage officer would be able to guide you.
Under normal circumstances, you will get the keys at the closing of the deal.
Knowing type of property you want or need and then factoring in your budget.
A deposit is to be held against any damages to the property during the term of the tenancy and is refundable once no costs were incurred.
The deposit is equivalent to one months rent, in some cases landlords may also ask for the last months payment.